GET PROTECTED with Identity Essentials

Could A Data Breach Put You At Risk? Our protection is better than ever.
Credit Monitoring and Identity Theft. Protection just got more Affordable.

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It is now easier than ever to track all your scores with simple charts or in-depth information.


Be the master of your credit score! Use ScoreMaster® before you apply for credit, make payments or spend money.


See exactly what is helping or hurting your credit score. Get a 120-Day Plan to a better score.


We will actively monitor your credit cards and credit report to alert you of changes and detect fraud as your credit score changes.

World Class Benefits

Our carefully selected suite of identity and credit-related services integrate the power of the most advanced business information resources to inform, protect, alert, and assist in the event of identity theft or credit reporting inaccuracies.

Hot Topics Our Members Are Interested In
With the increased risk of identity theft and credit fraud, it's more important than ever to know what's happening with your credit at all times. While reviewing your full credit report throughout the year is a great way to stay on top of your credit, your financial information needs all the protection you can give it.
  • Your credit report is like a report card of your entire financial history. With SmartCredit®, you can quickly receive your three bureau credit reports and scores in an easy-to-read format and review it regularly for accuracy to start becoming the master of your credit score today!
  • Your credit score plays a vital role in credit decisions and can open the door to many opportunities. Enroll with SmartCredit® today and not only are you provided with the different types of credit scores that exist, but also credit score tools that allow you to take more control of your credit score.
  • To find out precisely what is in your credit report, sign up with SmartCredit® to easily receive and manage your 3-Bureau Report & Scores.

Plus, Your Money, Credit & Insurance